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Best Credit Cards for Shopping

Get the most out of every rupee you spend. These cards offer the highest rewards and cashback on Amazon, Flipkart, Myntra and other shopping platforms.

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Top Picks

Best Credit Cards for Shopping — Top 4

HDFC Millennia

5% on Amazon, Flipkart

Fee: ₹1,000/year · Min Score: 700+

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Amazon Pay ICICI

5% on Prime, 3% non-Prime

Fee: Lifetime Free · Min Score: 700+

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SBI SimplyCLICK

10x on Amazon, Swiggy

Fee: ₹499/year · Min Score: 700+

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Axis Flipkart

5% on Flipkart

Fee: ₹500/year · Min Score: 700+

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Check Your Credit Score First

Before applying for a credit card, check your CIBIL score free. A score of 750+ gets you the best cards and the highest credit limits.

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FAQ

Frequently Asked Questions

Which is the best credit card best credit cards for shopping?

Top picks include HDFC Millennia, Amazon Pay ICICI, SBI SimplyCLICK. The right choice depends on your spending pattern and income.

Does applying for a credit card hurt my CIBIL score?

A hard enquiry reduces your score by 5-10 points temporarily. Apply only when you have a strong score and avoid multiple applications at once.

How long does it take to get a credit card?

Digital-first issuers like OneCard and IDFC FIRST approve in 24-48 hours. Traditional banks take 5-10 working days.