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Mandatory third-party cover + comprehensive protection for your car. Compare premiums from HDFC Ergo, Bajaj Allianz, ICICI Lombard and 20+ insurers.

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Types of car insurance in India

There are two types: Third-Party (mandatory by law, covers damage to others) and Comprehensive (covers your car + third party). Always buy comprehensive — the extra premium is small but the protection is complete.

Add-ons worth considering

Zero Depreciation (most valuable — claim full replacement value without depreciation), Return to Invoice (if car is totalled, get invoice value not market value), Engine Protection (covers engine damage from water or oil leakage), and Roadside Assistance.

FAQ

FAQ

Is car insurance mandatory in India?
Yes. Third-party car insurance is mandatory under the Motor Vehicles Act. Driving without insurance is a punishable offence.
What is zero depreciation car insurance?
Zero dep cover means you receive the full replacement cost of parts without any depreciation deduction at the time of a claim.
How is car insurance premium calculated?
Based on your car's IDV (Insured Declared Value), age, fuel type, city of registration and your claims history.