Protect your family's future with a term life insurance plan. Pure life cover at the lowest premium — no investment component, no complexity.
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A term plan pays a fixed sum (sum assured) to your nominee if you pass away during the policy term. It's the purest, most affordable form of life insurance — no investment component, no surrender value, just protection. The premium is fixed for the entire term.
A common rule of thumb is 10-15x your annual income. So if you earn ₹10L/year, a ₹1-1.5 crore cover is ideal. Also factor in outstanding loans (home, car) and dependents' needs.
Premiums are significantly lower when you're young and healthy. A 25-year-old pays ₹522/month for ₹1Cr cover. The same cover costs ₹1,200+/month at 35 and ₹3,000+/month at 45. Buying early locks in the low rate for the full term.