Cover hospitalisation, surgery, daycare procedures and more for you and your family. Compare plans from HDFC Ergo, Star Health, Niva Bupa and 30+ insurers.
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Medical costs in India have been rising at 14% annually — faster than inflation. A single hospitalisation can cost ₹2-5 lakh. Health insurance protects your savings from unexpected medical bills. The premium you pay is far less than the financial impact of a major illness.
Hospitalisation (in-patient), daycare procedures, pre and post-hospitalisation expenses, ambulance charges, and in many plans, OPD expenses and annual health checkups. Premiums paid are tax-deductible under Section 80D.
A family floater plan covers your entire family under a single sum insured at a lower combined premium than individual plans. Ideal for families. However, if one member has pre-existing conditions, separate plans may work better.