Protect your home or business from fire, natural disasters, floods and allied perils. Essential coverage for property owners and businesses.
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Fire and explosion, lightning, aircraft damage, riots and strikes, floods and inundation, earthquakes, storms and cyclones, and landslides are all typically covered under a Standard Fire and Special Perils policy. For homes, it covers the structure — contents require a separate home contents policy.
Homeowners (especially those with a home loan — lenders often mandate it), businesses of all sizes, factories, warehouses and shops. The premium is very affordable relative to the value protected.