Free Credit Score
💎

Best Premium Credit Cards

For high spenders who want the best — unlimited lounge access, travel concierge, premium rewards and exclusive lifestyle benefits.

Apply Now on Paisabazaar →Compare All Cards
Top Picks

Best Premium Credit Cards — Top 4

HDFC Infinia
Unlimited lounge, 5x rewards
Fee: ₹12,500/year · Min Score: 800+
Apply Now →
Axis Magnus
35 pts/₹200, unlimited lounge
Fee: ₹12,500/year · Min Score: 780+
Apply Now →
ICICI Emeralde
Unlimited lounge, 4 movie tickets
Fee: ₹12,000/year · Min Score: 780+
Apply Now →
Amex Platinum Travel
IndiGo lounge unlimited, travel 5x
Fee: ₹5,000/year · Min Score: 760+
Apply Now →
Use Full Compare Tool →

Check Your Credit Score First

Before applying for a credit card, check your CIBIL score free. A score of 750+ gets you the best cards and the highest credit limits.

Check Score Free →
📊

Your Score, Instantly

Free CIBIL check. No impact on your score. See which cards you're eligible for.

FAQ

Frequently Asked Questions

Which is the best credit card best premium credit cards?
Top picks include HDFC Infinia, Axis Magnus, ICICI Emeralde. The right choice depends on your spending pattern and income.
Does applying for a credit card hurt my CIBIL score?
A hard enquiry reduces your score by 5-10 points temporarily. Apply only when you have a strong score and avoid multiple applications at once.
How long does it take to get a credit card?
Digital-first issuers like OneCard and IDFC FIRST approve in 24-48 hours. Traditional banks take 5-10 working days.